A Yuppie's Predicament

Ah...the pitfalls of being in your 20's, working, and having disposable income. Suddenly you have all these issues and decisions you have to make, which a few short years ago you wouldn't even imagined having. Sometimes, I yearn for the days when the biggest decision I would make is what to have for lunch or which TV show to prioritize. I miss the simple, trivial, no-brainer moments of life that signified youth. Today, my concerns are more complicated, serious, and nerve-wracking -- exposing the inevitable move to adulthood. Whereas my issues in the past revolved around how to keep myself amused on a daily basis, my issues today take on a forward-looking view of saving, investing, and planning for retirement. Yep, this is my dilemma - 'Mo Money, 'Mo Problems, a rapper once said. You might think that I'm just stressing myself out by thinking of these burdensome issues. To a certain extent, thinking of the future may be both frightening and stressful, add to it the fact that one of my worst fears in life is to end up living under a bridge in a mattress of cardboard boxes. I guess i'm just really a pessimist by heart, and sometimes its suffocating just thinking about what the future holds for me. I also think that i'm showing symptoms of becoming a materialist. I want to have a lighter view of life. I want to enjoy my relative youth and not worry too much about growing old. I think I need to talk to a shrink...or a financial planner.